1. Each customer who enters into the AA Insurance BYD Customer Competition (Competition) is deemed to accept these terms and conditions. Promoter

2. The promoter of the Competition is AA Insurance Limited (AA Insurance), with its registered office at Level 5, 20 Viaduct Harbour Avenue, Auckland. Competition Period

3. The Competition commences on 21 July 2025 and finishes at 11:59pm on 31 August 2025 (the Competition Period). Eligibility

4. To be eligible for entry into the Competition you must be:

a. an existing AA Insurance customer with an annual premium either paid in full or have a direct debit set up for fortnightly or monthly premium payment;

b. a New Zealand resident; and

c. 18 years of age or older (an Eligible Customer).

5. Employees, contractors, shareholders and their immediate families (being partners, children and parents) of the following organisations are not eligible to enter the Competition: AA Insurance Limited, The New Zealand Automobile Association Limited, Vero Insurance New Zealand Limited, Suncorp Group Holdings (NZ) Limited and Suncorp NZ Employees Limited. NZAA District Councillors and their immediate families are also not eligible to enter the Competition.

6. Entry into the Competition is not available for policyholders who cancel their policy within the Competition Period. The Competition

7. Each Eligible Customer who enters by completing the form on the AA Insurance website or via email during the Competition Period will be in the draw to win one (1) BYD Sealion 6 Dynamic FWD and one (1) year of comprehensive car insurance (Prize).

8. The Competition is limited to one (1) entry per Eligible Customer regardless of whether the Eligible Customer holds more than one policy.

9. Prizes in this Competition are not able to be won in conjunction with any other competition promoted by AA Insurance during the Competition Period.

10. All valid entries will be entered into the draw, which will be conducted on 3 September 2025 (Draw Date). If the draw is unable to be conducted on the Draw Date for any reason, AA Insurance shall conduct the draw at the next practicable date available. Entries will be drawn at random and the first qualifying entry drawn will be deemed the winner of the Prize (Prize Winner).

11. The Prize Winner will be contacted via the contact details provided in their entry to confirm they have won. If, after making reasonable attempts, AA Insurance cannot contact a Prize Winner within ten (10) working days of the Draw Date, that Prize Winner will no longer be eligible to receive their Prize and the Prize will be redrawn on the same terms and conditions, until a winner is successfully contacted.

12. AA Insurance takes no responsibility where it is unable to contact a Prize Winner including where an Eligible Customer has not provided correct or complete contact details. If an Eligible Customer’s contact details change during the Competition Period, it is the Eligible Customer’s responsibility to notify AA Insurance.

13. The Prize Winner must supply the relevant BYD dealership (to be advised at the time of notification of winning the Prize) with a valid New Zealand driver’s licence to enable the BYD dealership to register the Prize in the Prize Winner’s name.

14. Delivery of the Prize will take place at the Prize Winner’s closest BYD dealership. Delivery is complete when the Prize is in the Winner’s possession. On delivery all related liability of ownership of the Prize becomes the responsibility of the Prize Winner. Except to the extent required by law, neither AA Insurance, Ateco Automotive New Zealand Limited (Prize Sponsor) nor the relevant BYD dealer will have any liability for the Prize, including any injury or damage caused by the negligence of the Prize Winner, following delivery.

15. The Prize includes on-road costs, twelve months’ vehicle registration and Warrant of Fitness, a full tank of fuel and one year of AA Insurance Comprehensive car insurance. The Prize does not include maintenance, future registrations, operational costs, or any other costs associated with owning a motor vehicle. Compliance with government or regulatory requirements is the responsibility of the Prize Winner. AA Insurance makes no representation as to the safety, conditions or other issues that may exist in owning the Prize. Prior to taking possession of the Prize, the Prize Winner will sign all reasonable waivers, acknowledgements and transfers of ownership as may be required by AA Insurance.

16. The colour of the Prize may vary from that shown in any promotional material and is at the discretion of the Prize Sponsor.

17. If the model of the Prize shown in any promotional material is unavailable, the Prize Sponsor will provide a vehicle of equal or greater value, entirely at its discretion.

18. The Prize cannot be transferred, exchanged or redeemed for cash if the Prize Winner does not wish to or is unable to take up the Prize for any reason whatsoever.

19. AA Insurance may refuse to award the Prize to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these Terms and Conditions or the terms and conditions of their AA Insurance policy. General

20. AA Insurance has no control over the internet or mobile telephone communications, networks or lines, bugs, viruses and server problems and accepts no responsibility for any problems associated with them, for any reason.

21. If any event or circumstance occurs which is beyond the reasonable control of AA Insurance which prevents AA Insurance from complying with these Terms, AA Insurance will not be liable for any failure to perform or delay in performing its obligations.

22. AA Insurance reserves the right to modify these Terms and conditions at its discretion and to extend, modify, postpone or cancel the Competition at any time. AA Insurance’s decision is final, and no correspondence will be entered into.

23. AA Insurance, its related companies, and agencies associated with this Competition, will not be liable for any loss, claim, cost, expense, liability or injury (Loss) suffered by any person in any way associated with the Competition including as a result of entry into the Competition or winning or use of a Prize, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993.

24. AA Insurance may communicate or advertise the Competition using Facebook. However, the Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants are providing their information to AA Insurance and not to Facebook. Each entrant completely releases Facebook from any and all liability.

25. These Terms and conditions shall be governed by and construed in accordance with the laws of New Zealand and shall be subject to the exclusive jurisdiction of New Zealand courts.

26. Policy cover with AA Insurance is subject to our standard underwriting conditions. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. Click here for full policy terms and conditions. Privacy

27. By taking part in the Competition, AA Insurance will collect your and any joint Policyholder’s personal information. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. By taking part in this Competition you consent to AA Insurance using your personal information for future marketing purposes, unless you otherwise advise us. Any request to access or correct your personal information should be directed to AA Insurance, P.O. Box 992, Shortland Street, Auckland 1140 or by calling 0800 500 231.

28. The Prize Winner will provide reasonable personal access to AA Insurance for the purposes of interviews, quotes and content relating to the Prize, the Competition, AA Insurance and its products. The Prize Winner will not act in any manner which brings AA Insurance or its products into disrepute

29. Acceptance of the Prize is deemed consent for AA Insurance to use the Prize Winner's details, photographs and other information of all kinds for promotional and media purposes through any channel or media without any further reference, payment or other compensation to the Prize Winner.

July/August 2025 Prezzy Card Competition - Terms and Conditions

1. Each customer who is automatically entered into the AA Insurance July/August 2025 Customer Competition (Competition) is deemed to accept these terms and conditions. If you do not wish to participate in the Competition, please contact us. Promoter

2. The promoter of the Competition is AA Insurance Limited (AA Insurance), with its registered office at Level 5, 20 Viaduct Harbour Avenue, Auckland. Competition Period

3. The Competition commences on 21 July 2025 and finishes at 11:59pm on 31 August 2025 (the Competition Period). Eligibility

4. To be eligible for entry into the Competition you must be:

a. an existing AA Insurance customer with an annual premium either paid in full or have a direct debit set up for fortnightly or monthly premium payment;

b. a New Zealand resident; and

c. 18 years of age or older (an Eligible Customer).

5. Employees, contractors, shareholders and their immediate families (being partners, children and parents) of the following organisations are not eligible to enter the Competition: AA Insurance Limited, The New Zealand Automobile Association Limited, Vero Insurance New Zealand Limited, Suncorp Group Holdings (NZ) Limited and Suncorp NZ Employees Limited. NZAA District Councillors and their immediate families are also not eligible to enter the Competition.

6. Entry into the Competition is not available for policyholders who cancel their policy within the Competition Period. Competition

7. Each Eligible Customer will automatically be entered into each of six (6) weekly draws to win one (1) of eighteen (18) $1,000 Prezzy® Cards (Prize). For the avoidance of doubt, a Prize consists of a single item, one (1) $1,000 Prezzy® Card. Terms and Conditions apply to the use of Prezzy® Cards and can be found at prezzycard.co.nz/terms-and-conditions. Any additional costs associated with the Prezzy® card(s), including but not limited to travel, are not included in the Promotion and are the customer’s responsibility.

8. The Competition is limited to one (1) entry per policy held regardless of the number of policy holders listed.

9. Prizes in this Competition are not able to be won in conjunction with any other competition promoted by AA Insurance during the Competition Period.

10. All valid entries during the Competition Period will be entered into a weekly prize draw which will be conducted on each Wednesday during the Competition Period, with the first draw being conducted on 30 July 2025 (Weekly Draw Date). If the draw is unable to be conducted on the applicable Weekly Draw Date for any reason, AA Insurance shall conduct the draw at the next practicable date available. Entries will be drawn at random and the first three qualifying entries drawn each week will be deemed a winner of a Prize (Prize Winner).

11. Prizes are limited to one (1) per Eligible Customer. Once an Eligible Customer has been drawn as a Prize Winner that Eligible Customer will be removed from any future Weekly Prize Draws.

12. The Prize Winners will be contacted by phone on the number listed on their policy at the time the winners are drawn. If, after making reasonable attempts, AA Insurance cannot contact a Prize Winner by phone within ten (10) working days of the applicable Weekly Draw Date, that Prize Winner will no longer be eligible to receive their Prize and their Prize will be redrawn on the same terms and conditions, until a winner is successfully contacted.

13. Prizes cannot be transferred, exchanged or redeemed for cash if the Prize Winners do not wish to or are unable to take up a Prize for any reason whatsoever.

14. Prizes will be mailed via courier to the Prize Winners within 30 days of AA Insurance contacting the Prize Winners by phone.

15. Prize Winners are responsible for providing accurate address information to AA Insurance. If delivery of a Prezzy® card to a Prize Winner fails and the Prezzy® card is returned to AA Insurance, AA Insurance will retain the Prezzy® card for a period of six calendar months from the date the Prezzy® card is returned. AA Insurance will arrange one (1) redelivery attempt. If after one (1) re-delivery attempt the Prize Winner is still unable to take delivery of the Prezzy® card, following the end of the six-month retention period, the Prize Winner will no longer be eligible for the Prezzy® card under this Competition. Delivery will only be made to a New Zealand residential address. For the avoidance of doubt, the delivery terms of this clause 13 take priority over clause 9 of the Prezzy® card terms and conditions: www.prezzycard.co.nz/terms-and-conditions.

16. AA Insurance reserves the right to publish the winner’s first name and city on the AA Insurance website.

17. AA Insurance may refuse to award a Prize to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these Terms or the terms and conditions of their AA Insurance policy. General

18. AA Insurance has no control over the internet or mobile telephone communications, networks or lines, bugs, viruses and server problems and accepts no responsibility for any problems associated with them, for any reason.

19. If any event or circumstance occurs which is beyond the reasonable control of AA Insurance which prevents AA Insurance from complying with these Terms, AA Insurance will not be liable for any failure to perform or delay in performing its obligations.

20. AA Insurance reserves the right to modify these Terms and conditions at its discretion and to extend, modify, postpone or cancel the Competition at any time for any reason beyond our reasonable control. AA Insurance’s decision is final, and no correspondence will be entered into.

21. AA Insurance, its related companies, and agencies associated with this Competition, will not be liable for any loss, claim, cost, expense, liability or injury (Loss) suffered by any person in any way associated with the Competition including as a result of entry into the Competition or winning or use of a Prize, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993.

22. AAI Insurance may communicate or advertise the Competition using Facebook. However, the competition is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants are providing their information to AA Insurance and not to Facebook. Each entrant completely releases Facebook from any and all liability.

23. These Terms and conditions shall be governed by and construed in accordance with the laws of New Zealand and shall be subject to the exclusive jurisdiction of New Zealand courts.

24. Policy cover with AA Insurance is subject to our standard underwriting conditions. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. Click here for full policy terms and conditions. Privacy

25. By taking part in the Competition, AA Insurance will collect your and any joint Policyholder’s personal information. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. By taking part in this Competition you consent to AA Insurance using your personal information for future marketing purposes, unless you otherwise advise us. Any request to access or correct your personal information should be directed to AA Insurance, P.O. Box 992, Shortland Street, Auckland 1140 or by calling 0800 500 231.